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Where water comes from Matters!
Here's the super short version on the homeowner policy and water damage inside the home: If the water is
from a pipe, washer, dishwasher, etc. the home owner policy would respond. Water from backed up drains
and sump pump failures are covered if the "Water and Sewer Backup" coverage was added to the policy. If
the water came from a basement window because a storm flooded
your yard,that's where the Flood Policies
respond.
Here's how to protect yourself from the wet basement blues:
(1) Keep things you really care about at least a foot off the basement floor.
(2) Recognize that sump pumps don't last forever. Test yours by dumping water into your sump
crock to make sure your pump turns on and actually pumps out water.
(3) Check your downspouts and make sure they're still
attached.
(4) Make sure your yard slopes away from your house.
(5) Have a good conversation with your insurance agent about how your homeowner policy would respond to
a wet basement.
Recovering from a wet basement can be an incredibly
draining experience! Talk to one of our licensed
agents about your coverage by calling 989-652-6104
or stopping in at 522 S Main St, Frankenmuth.
Frankly speaking, we
know a thing or two
about building strong
relationships.
After all, we've been in Frankenmuth
for more than 150 years doing just
that. We're pleased to continue our
relationship with the Chamber of
Commerce and support their efforts
to promote our city's unique heritage.
Visit us online at fmins.com.
